Prepaid Cell Phone Plans: Breaking Down the Options to Save You Money on Your Phone (Updated May 2019)





couple of people texting on phone

Disclaimer: The information in this post is accurate as of May 2019. Prices may vary based on location. Always check the pricing and terms of a phone plan before purchasing.

Prepaid phone plans offer more flexibility with no annual contracts, no credit checks, and often lower prices. In this post, we’re sharing just a few of the prepaid phone options that could help you save money on your monthly bills.


AT&T has several options for prepaid phones at varying price points, each with no annual contract, no credit check, and easy activation. You can choose from AT&T selection of prepaid devices or bring your own compatible device to get started. When you set up AutoPay, you’ll save $5 to $10 each month.

AT&T also has a Stream Saver feature. With this feature, your device with recognize when you’re streaming content and will switch from HD to standard definition to help you use less data. Stream Saver is easy to turn off when you want to watch with higher quality.

These are the prepaid plans you can choose from:

  • $35/month ($30 with autopay discount) with 1GB of data
  • $50/month ($40 with autopay discount) with 8GB of data
  • $65/month ($55 with autopay discount) with unlimited data
  • $85/month ($75 with autopay discount) with unlimited data and 10GB hotspot


We’re all familiar with Verizon’s 2 year contract phone plans, but the company has several options for prepaid phones for both individuals and families. Each prepaid plan includes unlimited talk and text and mobile hotspot.

You’ll get a $5/month discount if you sign up for Auto Pay.

  • $40 ($35 with autopay discount) with 3GB data
  • $50 ($45 with autopay discount) with 8GB data + 7GB bonus data
  • $70 ($65 with autopay discount) with unlimited data

To make it a family plan, add additional lines with up to a $20 multiline discount on each of those lines. With a prepaid family plan, each person gets unlimited talk and text and mobile hotspot.

T Mobile

The company formed based on the idea of phone plans without contracts is still one of the most well known names for prepaid phones. With every plan, there’s no credit check, no annual contract, and data overage charges. These are the plans you can choose from.

T-Mobile ONE Prepaid Domestic Only

  • Starts at $50
  • Up to 5 lines
  • Unlimited talk and text
  • Unlimited data
  • Unlimited mobile hotspot

Simply Prepaid

  • Starts at $40
  • Up to 5 lines
  • Unlimited talk and text
  • Up to 10GB data
  • Mobile hotspot up to data amount

Pay As You Go

  • Starts at $3
  • 30 minutes of talk, add more for $0.10/minute
  • 30 texts, add more for $0.10/message
  • Data pass available
  • Mobile hotspot available with data pass

Boost Mobile

Boost Mobile calls itself a phone company with no surprises. Phone plans include taxes and fees, and you won’t get overage charges, so you’ll know exactly how much you’re paying when you sign up.

  • $80/month for unlimited talk, text, and data with 50 gigs mobile hotspot
  • $60/month for unlimited talk, text, and data with 30 gigs mobile hotspot
  • $50/month for unlimited talk, text, and data with 12 gigs mobile hotspot
  • $35/month for 3GB including mobile hotspot


Cricket uses the label “friendly, affordable wireless” offering plans at low prices with a mobile network that rivals the larger companies. Each prepaid plan comes with unlimited talk and text. For those that want to keep it simple, there are basic options that skip the data. Choose from a variety of plans, from basic to unlimited.

  • $25/month for talk and text only
  • $30/month for 2GB data
  • $40/month for 5GB data
  • $55/month for Unlimited
  • $60/month for Unlimited Extra (the fastest 4G LTE plan)

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